If you are hiring a car with Europcar, we can offer you car hire excess insurance which can cover you against any excess charges you may incur from the rental company if your hire car is damaged or stolen.

How does Europcar’s Car Hire insurance work?

If you are hiring a car in the UK with Europcar, the following cover is included in the rental price:

  • Collision Damage Waiver (CDW)
  • Theft waiver

An excess amount is applied to this cover, and you are liable to pay this amount in the event the hire car is damaged or stolen. However, Europcar offers Excess Reduction products which can reduce your excess.

(If you are hiring in another country apart from the UK, Theft Waiver and CDW may sometimes be merged into a Loss Damage Waiver (LDW)).

What are Europcar’s Excess Reduction charges?

With Europcar, you can choose between 3 protection packages which can either reduce or remove your financial liability in the event your hire car is damaged or stolen.

Basic protection – This is mandatory cover which is included in the rental price. Your financial liability is limited to the excess amount stated on your rental agreement; this is usually £1,100. (The excess amount varies depending on the rental vehicle and location).

Medium protection – This reduces your excess to either £450 or £350. Medium protection cover for a one-day rental can cost up to £26.00.

Premium protection – This reduces your excess to zero, thus removing your financial liability completely. Premium protection cover for a one-day rental can cost up to £33.00.

*You must be aged 26 or over to book Premium cover.

Personal accident protection is included in both the Medium and Premium cover but does not apply to rentals in the UK. Europcar does however offer Super Personal Accident Insurance (SPAI) for a daily rate of £8.00.

How does iCarhireinsurance.com car insurance differ?

Policies from iCarhireinsurance.com start from £3.49* per day and £41.99 for an annual policy.

*Price based on a 40-year-old UK resident renting a car in Europe.

Customers can choose to apply a small voluntary excess of £250 which will reduce their premium. We cover excess fees for up to £7,500 charged by the rental company. This includes:

  • Loss of Use (up to £500)
  • Misfuelling (up to £1,000)
  • Towing / Breakdown (up to £1,000)
  • Lock Out (up to £500)
  • Road Rage (up to £1,000)
  • Car Jacking (up to £1,000)
  • Hotel Expenses (up to £150)
  • Travel Expenses (up to £150)
  • Restitution (up to £500; £25/day limit)
  • Drop-off charges (up to £300)
  • 65 days Continuous Cover
  • In-Country/Local Rentals (optional cover)

Optional upgrades offered with some policies include:

  • Collision/ Loss Damage Waiver
  • Vehicle Key Replacement
  • Personal Belongings and Baggage
  • Vehicle Rental Cancellation Insurance
  • Personal Accident
  • Car Club Plus
  • Campervan & Motorhome Excess cover

How much could you save on Car Hire Excess Insurance for your Europcar car rental?

With iCarhireinsurance.com… With Europcar...
  • Accidental damage to windscreen, tyres,
    roof and undercarriage – INCLUDED in price ✓

  • Premium cover

    Covers damaged to windscreen, tyres,
    headlights and mirrors as a result of collision
    damage or theft.

    - Zero excess

    - Costs between £18.00 to £24.00
    per day for a 7-day
    rental depending on the vehicle.

  • Theft protection - INCLUDED in price ✓
  • Up to £7,500 reimbursement for Collision or Theft - INCLUDED in price ✓
*Total cost: £27.93 *Total cost: £126.00 to £168.00

Total potential saving: £98.07 to £140.07

*Total cost based on a 7-day rental. Prices correct as of January 2023. Price based on a 40-year-old UK resident renting a car in Europe.

Get a quote now with iCarhireinsurance.com and see how much you could save on your excess insurance policy.